Tom Corbett, Governor Barry J. Schoch, P.E., Secretary, Department of Transportation

What Constitutes Acceptable Proof of Insurance?

  • A copy of the insurance identification (ID) card issued by an insurance carrier or by a self-insured.
  • A copy of the declaration page of an insurance policy issued when a policy is created or renewed and is generally received at the same time as the insurance ID card. The declaration page generally lists what vehicles are covered in the policy as well as drivers or;
  • A copy of a valid binder of insurance which contains all of the information required to appear on the ID card, excluding the policy number, and is signed by a licensed insurance agent or broker. Binders are issued when a new policy is created and serves as a temporary proof of insurance document. This is valid for 30 or 60 days. If the customer submits a binder, they will be required to submit proof of insurance again once the binder expires. If they cannot provide proof in the form of any acceptable forms of insurance, they will be required to serve the suspension or;
  • A copy of an application for insurance to the Pennsylvania Assigned Risk Plan which contains all of the information required to appear on the ID card, excluding the policy number, and is signed by a licensed producer (insurance agent).
  • A copy of a letter from the insurance carrier that verifies the proof of financial responsibility of the insured on official company letterhead signed by an insurance agent or authorized representative of the insurance company.
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